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Wholesale lending

Wholesale lending

The Development Bank of Nigeria provides wholesale term funding and risk-sharing facilities to Participating Financial Institutions (eligible retail intermediaries such as commercial banks, microfinance banks, existing retail DFIs and leasing companies) for on-lending to MSMEs.

Our offerings are designed to develop the society around us, supporting local entrepreneurs and empowering small business owners to drive economic growth.

The DBN loan repayment tenure is flexible (up to 10 years with a moratorium period of up to 18 months) and the pricing is pragmatic and referenced to market rates.

We are committed to facilitating increased access to financing for MSMEs.

Our Offerings

Finance to Finance on-lending scheme

This on-lending scheme designed specifically for Financial Institutions (FI) with lending operations to MSMEs. It allows DBN Participating Financial Institutions cater for the financing needs of their FI customers that lend to MSMEs for a period of up to 7years. Qualifying PFIs include: Microfinance Banks, Microfinance Institutions, Financial NGOs, Cooperatives, Fintech Companies & Other Non-Bank Financial Institutions.

01
DBN offerings process

Product name

FI customers of DBN
approved participating
financial institutions,
financial NGOs,
cooperatives, Fintechs
companies & other
non-bank financial institutions

03
DBN offerings process

Tenor

PFI to determine
qualifying loan
amount for the FI
based on risk
assessment

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DBN offerings process

Conditions

DBN finance
to finance

02
DBN offerings process

Target

Maximum
tenor of seven
(7) years

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DBN offerings process

Facility limit

FI is expected to have
active MSME portfolios
and demonstrate
commitment to lend to
same